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30 Year: 3.75%
15 Year: 3.25%
30 Year: 4%
5 Year: 2.75%
FHA 30 Year: 3.75%
First Time Home Buyer Programs
96.5% FHA Financing with Fico scores down to 530
96.5% FHA Financing with Fico scores down to 580
FHA Streamline - No Appraisal and No Income required
Conventional Refinances with credit scores down to 530
Second Homes and Investment properties
Home Equity Lines of Credit

Testimonials

I wanted to drop a little note and express my deep appreciation to Mr. Hensel Troche for helping me refinance my loan on my mortgage this past November 2013. As he knows, I had spent almost a year trying to lower my monthly payment with my previous mortgage company. The previous company had given me false hopes and I was never able to speak to anyone for months. You can only imagine how stressful 2013 year was for me. Well...almost the year, until the end of October.

Mr. Troche was referred to me by a friend and I am also grateful for my friend. What had taken almost a year on my own and NEVER done, Mr. Troche accomplished in a month! It was unbelievable to know that his dedicated work and constant communication were making my refinancing true! Mr. Troche made it possible to lower myhouse payment by $500 and was able to get me an awesome locked APR! In this time in society, $500 goes a long way, especially when you have a family. I was finally free of stress. I am thankful for his dedicated work. When we would meet, for exchange of information, Mr. Troche never rushed our meetings and any questions I had, he made sure to answer them until I understood. And boy, did I always have a lot of questions.

As you notice, I speak highly of Mr. Troche and wanted to make sure that you know that you have an outstanding worker at your facility. He is dedicated and has the ability to make a client feel comfortable throughout the process.I will definitely be recommending Mr. Troche to anyone in need of refinancing their home. Again, I thank Mr. Troche for his commitment and outstanding job! Thank you!

Ruth E. Valdez

Hi Hensel, just wanted to let you know that we are very grateful for all you did for us in applying for our home loan. You acted very professionally & you explained all details to us so that we could easily understand what to expect.I would not hesitate contacting you in the future if I needed help with other home business.

David V.

Our experience working with Hensel was like a blessing in the sky. From the first day we spoke to Hensel, we had the faith and confidence that he will help us buy our home. Hensel was very diligent in the paper work and explaining the options that were available to us. He assisted us through the entire loan process and never let us feel that our mortgage case was very difficult. His loan process and home buying knowledge benefitted us in many ways. He consistently kept us up-to-date on the status of our loan process and was always positive and cheerful. Hensel made our dream of purchasing a home come true!!!

The Ali family

Hensel Troche is a Loan officer that can be trusted your clients. He is reliable, efficient and for most a honest professional colleague. I have worked with Hensel for over five years and I can trust him with my clients. He will get the job done and the clients will always be happy with the results of a job well done. Us agents are reflected by the loan officer, so an excellent process is vital. It is always a pleasure to work with Hensel and would recommend to all. Regards,

Sonia Buenrostro CalBRE#01433561
REMAX Synergy Group

Our experience working with Hensel has been the best because all the questions are answered fast and professionally.

Hortencia Yourgulez

I have been affiliated with Hensel Troche for many years. He is a great person to work with. He has taught me quite a bit about the housing industry and has helped me tremendously on Real Estate transaction. If anyone needs someone to take care of their mortgage needs I highly recommend Hensel.

Cheryl Taylor

Hensel is a professional who goes the extra mile to help his customers. He attends to every detail of the transaction and gives his customers updates as appropriate. The first time I dealt with him I had such a wonderful experience that the next time I needed help from a mortgage consultant I did not hesitate to call on him. I will, no doubt, call him again should I ever need the types of services he offers.

Guillermina Gutierrez

Hensel and I have worked together on several transactions throughout the years, and each time, he works diligently and intelligently. I appreciate him because he addresses all of my questions and concerns as a true professional. I would recommend Hensel because he is a superb loan officer, his expertise and knowledge of the mortgage field is impressive.

Geo, RE/MAX

Hensel has been for me and my clients a big tool for closing our transactions. One of his biggest victuals is to be trustful and honest with our clients. Thank you Hensel!

Patricia J.

Bottom line is the only thing that matters is to get it done and Hensel gets it done, never gives up.

Carlos G.

I'm grateful to endorse your experience and knowledge of the financing industry, I feel that you impersonate the person who possesses the best and excellent customer service everybody is looking to be a part of, with your positive and proactive attitude you get the problems resolved before they become a problem.Thanks for your personal services I'll recommended to best friends, coo workers & family.

Raul Alcaraz

"Whether you bump your knee on edge of your desk, or need a quick answer for your clients' question, Hensel is always there to lend a solution"

"Working with Hensel gives me a piece of mind, and a sense of relief that feels like having a bowl full of rainbow."

"Having Hensel doing the loan transactions for my clients gives me the relief knowing that the process is in good hands. Upon successful closure, I always give him an standing ovation, whether he is around or not."

Jitendra Kumar

Hensel is one of the only mortgage brokers I've meant that looks far and wide to give his clients the best solution to their refinancing needs. I've seen personally, where he's taken a very challenging credit past of a client and STILL get them qualified. I highly recommend Mr. Troche as your mortgage provider.

Terri P.

I went through a foreclosure 3 years ago, for whatever reasons other brokers did not know how to handle getting me a loan. I had a few other problems, with bank statements since I changed accounts during the loan process due to a break in. Hensel did a great job. I got a better than expected interest rate, and am currently living in my new home.

Cayetano Hernandez

Our experienced with Hensel Troche was excellent. He processed our home loan in 2010 as quickly as possible. He explained to us the importance of various documents. He kept us informed of the statues of our home loan. Hensel Troche is highly knowledgeable and helpful Mortgage Consultant.

Jaid& Arlene